Instant Personal Loans for All Your Financial Needs.
Apply online now and get quick loan approvals
Unlock Best Personal Loan Offers
Instant Personal Loans for All Your Financial Needs.
Unlock Best Personal Loan Offers
Trusted Loan Solutions with Kashti
Instant Loan Approval
Quick Approvals for the best personal loans online.
Attractive Interest Rates
Get the Best Deals with low interest personal loans.
Flexible Tenures
Various tenure options for easy and simple loan repayment.
RBI Approved Lenders
Complete peace of mind with 100% approved lenders.
Easy Digital Process
Efficient and user-friendly digital processing of loans.
Instant Disbursal
Quick online processing to ensure you get instant personal loan funds immediately.
Trustworthy Loans with Kashti
- Instant Loan Approval
- Attractive Interest Rates
- Flexible Tenures
- RBI Approved Lenders
- Easy Digital Process
- Instant Disbursal
Get the best interest rates every time
Interest Rates10.99% - 35%
Loan AmountUp to ₹75L
TenureUpto 6 Years
Processing FeeUpto 2%
About the Bank
Tata Capital offers personal loan interest rates beginning at 10.99% p.a. for amounts up to Rs 75 lakh, with a maximum tenure of 6 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Tata Capital's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates11% to 24%
Loan AmountUp to ₹25L
TenureUpto 5 Years
Processing FeeUpto 2%
About the Bank
Poonawalla Fincorp offers personal loan interest rates beginning at 11% p.a. for amounts up to Rs 25 lakh, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Poonawalla Fincorp's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates10.49% - 26%
Loan AmountUp to ₹10L
Tenure1-5 Years
Processing FeeUpto 4%
About the Bank
Induslnd offers personal loan interest rates beginning at 10.49% p.a. for amounts up to Rs 50 lakh, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows IndusInd's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates10.99% - 23.99%
Loan AmountUp to ₹1Cr
TenureUpto 5 Years
Processing FeeUpto 2%
About the Bank
IDFC Bank offers personal loan interest rates beginning at 10.99% p.a. for amounts up to Rs 1Cr, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows IDFC Bank's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates16% - 29.95%
Loan AmountUp to ₹2L
Tenure4 to 36 months.
Processing Fee₹150 to ₹13,750
About the Bank
Kreditbee offers personal loan interest rates beginning at 16% p.a. for amounts up to Rs 2 lakh, with a maximum tenure of 3 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Kreditbee's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates12% to 26%
Loan AmountUp to ₹5L
TenureUpto 5 Years
Processing FeeUpto 4%
About the Bank
Piramal offers personal loan interest rates beginning at 12% p.a. for amounts up to Rs 5 lakh, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Piramal's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates11% - 25%
Loan AmountUp to ₹10L
TenureUpto 8 Years
Processing FeeUpto 4%
About the Bank
Bajaj Finserv offers personal loan interest rates beginning at 11% p.a. for amounts up to Rs 40 lakh, with a maximum tenure of 8 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Bajaj Finserv's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates12% to 28%
Loan AmountUp to ₹25L
TenureUpto 5 Years
Processing FeeUpto 2%
About the Bank
Muthoot offers personal loan interest rates beginning at 12% p.a. for amounts up to Rs 25 lakh, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Muthoot's existing customers to check their eligibility for this pre-approved loan offer.
Interest Rates11% to 24%
Loan AmountUp to ₹20L
TenureUpto 5 Years
Processing FeeUpto 2%
About the Bank
Incred offers personal loan interest rates beginning at 11% p.a. for amounts up to Rs 20 lakh, with a maximum tenure of 5 years. Additionally, by applying now, you can take advantage of a variety of loan products made for your financial needs. Clicking here allows Incred's existing customers to check their eligibility for this pre-approved loan offer.
Eligibility Criteria for Personal Loan
Loan eligibility can vary based on the lender's credit risk policies. Here are some criteria that can influence approval:
Age18-60 Years
Salaried₹15,000/Month
Self-employed>₹5 Lakh p.a.
Credit Score>600
Work Experience>1 Year
Business Continuity>3 Years
*Employment type includes Salaried employees working with reputed organisations, MNCs, Private and Public Limited Companies, Govt. organisations, PSUs, and large enterprises
5 Simple Steps to Instant Loans
1
Check Your Eligibility
Enter your mobile number and instantly check your eligibility.
2
Choose Loan Details
Provide a few basic details and verify it using an OTP.
3
Compare Options
Compare bank offers to find the best option for you.
4
Verify Your Details
Complete your verification by providing a few necessary details.
5
Instant Money Transfer
Enter your bank details, set up auto-debit and get the loan amount transferred within minutes.
Personal Loan EMI Calculator
Easily calculate your instant personal loan EMI with our fast, reliable, and user-friendly tool.
Whether you're looking to manage medical bills, pay for your child's education, handle monthly rent, or an emergency, our calculator gives you precise EMI estimates in just seconds.
Key Features:
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Quick and simple EMI calculation tailored for instant loan needs.
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Designed for those seeking fast personal loan approvals and solutions.
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Perfect for handling urgent financial requirements like emergency loans or quick personal funding.
Why Choose Our Personal Loan Calculator?
With just a few details like loan amount, interest rate, and tenure, you can instantly understand your repayment schedule. Our tool ensures transparency, helping you make confident financial decisions for your instant personal loan.
What We Offer:
Loan Amount: ₹2000 - ₹10,00,000
Quick Disbursal: Funds directly to your bank account in 2 minutes
Flexible Repayment Options: Choose between 6 to 36 months
100% Online Process: No queues, no hassle
Minimal Paperwork: Just PAN, Aadhaar, and bank statement required
No Collateral Needed
Foreclosure-Friendly: Pay off your loan early without any penalties
Maximum annual percentage rate (APR) : 36%
Example of How Personal Loans from Kashti Work:
Let’s say you borrow ₹2,00,000 for 3 years:
Processing Fee: ₹8,260 (3.5% of loan amount + 18% GST + ₹500 stamp duty)
Interest Rate:24% p.a. (on a reducing principal balance)
Your EMI:₹8,020
Total Amount Payable: ₹8,020 x 36 = ₹2,88,720
Total Interest Paid:₹80,460
Total Cost of Loan: ₹80,460 + ₹8,260 = ₹88,720
Annual Percentage Rate (APR):30.15%
Documents Required for Instant Cash Loans:
PAN Card
Aadhaar Card
Bank Statement (Last 3 months)
Kashti Partner Charges:
Interest Rate: Starting from 18% p.a.
Processing Fee: 2-4.5% of loan amount
Late Payment Fee: ₹500 or 3% of overdue amount (whichever is higher)
Bounced Payment Fee: ₹500
Stamp Duty: 0.1% of loan amount
Mandate Rejection Charges: ₹250 + GST
Foreclosure Charges: 4% on remaining principle
At Kashti, transparency is key. All fees and charges are communicated upfront, and you can access your loan details anytime via the Kashti app.
Frequently Asked Questions
A personal loan is a type of unsecured loan that you can use for various personal expenses, such as debt consolidation, home improvements, medical bills, or unexpected expenses. Unlike secured loans, personal loans don't require collateral.